Terms and Conditions

Last updated: September 29, 2026

Welcome to Techovra. By accessing or using our website and financial calculators/tools, you agree to be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use this site.

1. Nature of Our Tools

Techovra provides free online financial calculators and tools (such as loan, investment, tax, and budgeting calculators) intended for general informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas, not personalized financial recommendations.

2. Not Financial, Legal, or Tax Advice

Nothing on this site constitutes professional financial, investment, legal, accounting, or tax advice. You should consult a qualified, licensed professional before making any financial decision based on information or calculations from this site.

3. Accuracy of Calculations

We work to keep our tools accurate and up to date, but formulas, interest rates, tax rules, and regulations change over time and can vary by region. We do not guarantee the accuracy, completeness, or applicability of any result, and we are not liable for decisions made based on our tools.

4. Use of Content

All text, tools, and design elements on this site are our own or used with permission. You may share links to our pages, but please do not copy, republish, or redistribute our content or tool code without permission.

5. Cookies

This site uses cookies to improve your experience, remember preferences, and understand how visitors use our tools. You can disable cookies through your browser settings at any time.

6. Advertising and Third-Party Services

This site may display advertisements served by third-party vendors, including Google AdSense. These vendors may use cookies to serve ads based on your prior visits to this or other websites. Learn more or opt out at Google's Ads Policy page.

7. Links to Other Websites

Our pages may link to external sites (banks, financial institutions, government resources, etc.). We are not responsible for the content, accuracy, or privacy practices of these third-party sites.

8. Limitation of Liability

Use of this site and its tools is at your own risk. Techovra shall not be liable for any direct, indirect, incidental, or consequential loss arising from the use of, or inability to use, our calculators, content, or website.

9. Changes to These Terms

We may update these terms occasionally. Continued use of the site after changes are posted means you accept the updated terms.

10. Contact Us

Questions about these Terms? Reach out via our contact page or email us at info@techovra.com.